Key takeaways

  • Washington State Parks says many Washington waterways stay under 60 degrees Fahrenheit most of the year, so cold water shock is a risk even on warm days.
  • More than 180 life jacket loaner stations lend infant, youth and adult life jackets for free.
  • Schools can sign up for Water Safe Washington, a free K-8 water safety lesson.
  • You need a Washington Boater Education Card to drive a boat with 15 horsepower or more if you were born after January 1, 1955.

In Washington, dress for cold water and wear a life jacket on every boat and paddle, because many Washington waters stay below 60 degrees most of the year. If you don't own a life jacket, borrow one free from one of more than 180 loaner stations. And if you teach or parent K-8 students, the state offers a free water safety lesson.

Washington drowning and boating numbers

180+

free life jacket loaner stations at marinas, launches and state parks across Washington (Washington State Parks).Source: parks.wa.gov (opens in a new tab)

CDC counts drowning deaths of residents; the Coast Guard counts boating incidents. See our Washington data page.

Cold water

Washington State Parks warns: don't be fooled by warm air temps, because many Washington waterways stay under 60 degrees Fahrenheit most of the year (opens in a new tab). It explains that cold water can kill in four stages:

  1. Cold shock, in the first three to five minutes: gasping, hyperventilation, vertigo and panic, which can lead to inhaling water.
  2. Swim failure, from about 3 to 30 minutes: arms and legs cool so fast that hand strength and speed can drop by 60% to 80%. Even strong swimmers may be unable to keep their heads up.
  3. Hypothermia, which may set in after about 30 minutes.
  4. Collapse during or after rescue, when the heart can still fail.

A life jacket keeps your head above water through every stage. State Parks cites a U.S. Coast Guard estimate that 80% of boating fatalities could have been prevented if people wore their life jackets (opens in a new tab). Read cold water shock and what to do if you fall overboard.

Free loaner life jackets

Washington's Life Jacket Loaner Program lets you borrow an infant, youth or adult life jacket for the day or weekend, at no charge (opens in a new tab), then return it to the same station. Stations are at many marinas, launch sites and state parks; the state's map shows more than 180. If there isn't one near you, State Parks suggests asking your local sheriff or police department. The program partners with the Washington Drowning Prevention Network. Learn more in life jacket loaner stations.

In eastern Washington, Lake Roosevelt National Recreation Area points visitors to the Inland Northwest Drowning Prevention Coalition (opens in a new tab) for drowning prevention resources.

Water Safe Washington: a free K-8 lesson

Schools can register for Water Safe Washington (opens in a new tab), a free, standards-based K-8 lesson from the state's Recreational Boating Safety Program. It takes about 50 minutes, can be split into shorter segments, and includes videos, group activities and a take-home water safety pledge. State Parks says nearly 40,000 youth completed the lesson in 2026. Schools that register before March 1 receive stickers and certificates while supplies last.

May 15 is Washington State's Annual Water Safety Day (opens in a new tab), recognized by the legislature since 2023 (HB 1750), and a good time to teach the lesson. For more classroom ideas, see our water safety lesson plans.

Washington boating rules

State Parks says you must carry a Boater Education Card if you operate a vessel with a 15-horsepower (or greater) motor, were born after January 1, 1955, and are 12 or older (opens in a new tab). Federal law requires children under 13 to wear a life jacket on a moving boat (opens in a new tab). This is a summary, not legal advice.

What you can do today

Tools and printables for this guide

Interactive tool

Cold water and the 1-10-1

Enter a water temperature to see the cold water risk, and learn the 1-10-1 memory aid with the National Center for Cold Water Safety’s caution.

Interactive tool

Life jacket finder

Find the right life jacket size, style and label level by weight, age, swimming ability and activity, based on U.S. Coast Guard guidance, plus a fit check.

Printable

Cold Water Safety

A poster on cold water shock: why water below 70°F needs caution, what to wear, what to do if you fall in, and how to help someone from shore.

Printable

Does Your Life Jacket Fit?

A poster of the life jacket fit check: Coast Guard label, right weight, buckled, arms up, lift at the shoulders, plus rules for children and inflatables.

Sources

  1. Cold Water Safety (opens in a new tab) Washington State Parks and Recreation Commission
  2. Life Jacket Loaner Program (opens in a new tab) Washington State Parks and Recreation Commission
  3. Water Safe Washington (opens in a new tab) Washington State Parks and Recreation Commission
  4. Boater Education Card (opens in a new tab) Washington State Parks and Recreation Commission
  5. Safety (Lake Roosevelt National Recreation Area) (opens in a new tab) National Park Service
  6. Drowning Data (Drowning Deaths by State, 2018-2021) (opens in a new tab) CDC
  7. Recreational Boating Statistics 2024 (opens in a new tab) U.S. Coast Guard
  8. Shoreline Mileage of the United States (opens in a new tab) NOAA Office for Coastal Management
  9. Life Jacket Wear / Wearing Your Life Jacket (opens in a new tab) U.S. Coast Guard Boating Safety