Key takeaways

  • Ask every camp how it tests swimming ability, keeps non-swimmers in shallow water and marks who is who.
  • Good camps use a buddy system with regular checks, and a lost-swimmer plan that starts with clearing the water.
  • New York requires one qualified lifeguard for every 25 swimmers at camp, plus counselors in or near the water.
  • Field trips to pools, beaches and water parks need their own plan, permission slips and extra staff.
  • Child care and after-school programs need water rules too: touch supervision for young children, emptied wading pools and locked bathrooms.

Before you sign up for a camp, ask how it handles swimming: who tests your child's swimming ability, how non-swimmers are kept in shallow water, how often buddy checks happen, how many lifeguards and counselors watch the water, and what happens on field trips. A good camp answers clearly and shows you its written plan. Rules vary by state, so this guide uses New York's and Michigan's published camp rules as examples of what "good" looks like.

The same questions apply to day camps, after-school programs and child care centers that use pools, sprinklers or wading pools.

Why camps need a plan

For children 5 to 14, public or community pools are the most common known place where pool drowning deaths happen, according to the CPSC's 2026 pool and spa report (opens in a new tab). For the same age group, the CDC says over 40% of drownings happen in natural water (opens in a new tab), such as lakes and rivers. Camps often use both.

Michigan's camp guidance puts it plainly: aquatic activities are one of the highest risk activity areas (opens in a new tab) in children's camp programs.

Questions for any camp

Swim tests and buddy systems

Swim tests. In New York, a camper must be assessed by a Progressive Swimming Instructor (opens in a new tab) to be classed as a swimmer and allowed into water deeper than chest height. Untested campers may be treated as non-swimmers. Michigan's rules say all campers and staff are considered non-swimmers unless tested (opens in a new tab).

Separate areas. New York requires the swim area to be divided into at least non-swimmer and swimmer areas, with non-swimmers kept in water less than chest deep (except in approved learn-to-swim programs, or with a counselor in the water directly supervising up to three non-swimmers). The state explains why: children become buoyant in chest-deep water and can lose contact with the bottom, then drift into deeper water than they can handle.

Telling swimmers apart. New York camps must clearly identify non-swimmers, using things like colored caps, wristbands or T-shirts, unless a physical barrier keeps them out of deep water. A float line doesn't count as a barrier.

Buddy checks. New York requires a buddy system with each swimmer's name, ability and area recorded, and checks at least every 15 minutes (opens in a new tab). Buddies are paired by swimming ability and told to tell a lifeguard if their partner is in trouble or missing. Michigan requires checks at least every 10 minutes at a camp waterfront, and every 5 minutes at other sites.

Lifeguards and counselors

New York's rules for on-site camp swimming:

Role New York requirement
Lifeguards One qualified lifeguard for every 25 bathers. Each covers no more than 3,400 square feet of pool or 50 yards of beach. Lifeguards must be at least 17; up to half of those on duty may be 16.
Counselors in the water 1 counselor for every 10 campers aged 8 and older; 1:8 for ages 6 and 7; 1:6 for campers under 6.
Aquatics Director Directly supervises the on-site swim program.
Surveillance Constant visual watch of the swim area.

Source: New York State Department of Health (opens in a new tab). Other states set their own numbers, so ask your camp which rules it follows.

Lifeguards are essential, but they can't see everything. Pool Safely reminds families that lifeguards may not see the whole pool (opens in a new tab), which is why counselors assigned to specific children matter.

Field trips to pools, beaches and water parks

Off-site swimming is where plans often break down: new place, more children, different rules.

New York's rules for camp trips:

  • If the facility has its own lifeguards, the camp still provides one qualified lifeguard or trained staff member for every 75 campers to supervise and run the camp's safety plan.
  • If the facility has no lifeguards, the camp must provide one qualified lifeguard for every 25 bathers.
  • Counselors supervise at 1:8 for campers 6 and older and 1:6 for campers under 6.
  • Each camper needs a signed permission statement from a parent or guardian for trip swimming, listing the dates, location and activities.

Michigan requires one aquatic observer to assist the aquatic supervisor for every 10 campers in the water at sites away from the permanent camp waterfront.

Ask your camp to show you how it handles trips, and say so if your child shouldn't swim in deep water.

Child care, preschool and after-school programs

Water shows up in child care more often than people think: sensory tables, sprinklers, wading pools, bathrooms and field trips.

Supervised child care itself protects children. The World Health Organization says community-based, supervised childcare for pre-school children can reduce drowning risk (opens in a new tab).

Training counselors

Counselors are often teenagers or young adults in their first job. Give them real training before campers arrive:

New York's rules require a lost-swimmer plan that includes clearing the water, supervising the other campers and searching (opens in a new tab). Michigan requires each water activity to have a written emergency plan that staff understand and practice.

Use our free training session and checklist:

Lesson plan

Camp Counselor Water Safety Training

A free 90-minute staff training for camp counselors: swim tests and areas, buddy checks every 15 minutes, spotting drowning, and lost swimmer drills.

Printable

Camp Swim Time Checklist

A one-page swim-time checklist for camp counselors: swim tests and areas, buddy checks at least every 15 minutes, scanning, and the lost swimmer plan.

What you can do today

Common questions

What questions should I ask a summer camp about swimming?

Ask how campers' swimming ability is tested and by whom, how non-swimmers are kept in shallow water, how often buddy checks happen, how many lifeguards and counselors watch the water, what the lost-swimmer plan is, how field trip swimming is handled, and whether staff are trained in CPR and first aid.

Do camps have to give a swim test?

Rules vary by state. In New York, a camper must be assessed by a Progressive Swimming Instructor to be classed as a swimmer and allowed in water deeper than chest height. Michigan's rules say all campers and staff are considered non-swimmers unless tested.

How many lifeguards should a camp have?

New York State's camp rules require one qualified lifeguard for every 25 bathers at on-site swimming, with each lifeguard covering no more than 3,400 square feet of pool or 50 yards of beach. Counselors must also supervise campers in the water at set ratios.

What water safety rules should a daycare have?

Young children need an adult within arm's reach around water, as the AAP recommends for infants, toddlers and weak swimmers. Programs should empty wading pools and containers after use, keep bathrooms and doors to water secured, never let one child supervise another near water, and plan field trips in detail.

Tools and printables for this guide

Printable

Camp Swim Time Checklist

A one-page swim-time checklist for camp counselors: swim tests and areas, buddy checks at least every 15 minutes, scanning, and the lost swimmer plan.

Printable

Water Watcher Card

A cut-out card to pass between adults at the pool, beach or lake: whoever holds it watches the water, with no phone and no other job, for 15-20 minutes.

Lesson plan

Camp Counselor Water Safety Training

A free 90-minute staff training for camp counselors: swim tests and areas, buddy checks every 15 minutes, spotting drowning, and lost swimmer drills.

Sources

  1. Children's Camps Fact Sheet: Swimming Requirements (opens in a new tab) New York State Department of Health
  2. R 400.11411(4) Aquatic Emergency Plan (opens in a new tab) Michigan Department of Lifelong Education, Advancement, and Potential (MiLEAP)
  3. AAP Releases Updated Drowning Prevention Recommendations (opens in a new tab) American Academy of Pediatrics (HealthyChildren.org)
  4. Swim Lessons for Children: When to Start & What to Consider (opens in a new tab) American Academy of Pediatrics (HealthyChildren.org)
  5. Drowning Prevention for Curious Toddlers: What Parents Need to Know (opens in a new tab) American Academy of Pediatrics (HealthyChildren.org)
  6. FAQs (inflatable pools) (opens in a new tab) Pool Safely (CPSC)
  7. Safety Tips (opens in a new tab) Pool Safely (CPSC)
  8. Pool or Spa Submersion: Estimated Nonfatal Drowning Injuries and Reported Drownings, 2026 Report (opens in a new tab) U.S. Consumer Product Safety Commission
  9. Drowning (fact sheet) (opens in a new tab) World Health Organization
  10. Risk Factors for Drowning (opens in a new tab) CDC

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