Key takeaways

  • Over 30 percent of Minnesota's boating deaths happen in cold water with a victim not wearing a life jacket (Minnesota DNR).
  • The DNR does not measure ice thickness on Minnesota lakes. Stay off ice under 4 inches of new, clear ice, and double the guideline for white ice.
  • Most people who die after falling through ice drown; they don't die of hypothermia.
  • Minnesota's watercraft operator's permit now applies to people born after June 30, 2000, and expands each July through 2028.

Minnesota's water safety year has two seasons: open water and ice. On open water, wear a life jacket, especially in spring and fall when the water is cold. On ice, check the thickness yourself as you go, because the DNR does not measure it and no ice is ever 100 percent safe.

Minnesota drowning and boating numbers

25 drownings

not involving boats in Minnesota in 2025, plus 7 boating deaths (preliminary, Minnesota DNR).Source: files.dnr.state.mn.us (opens in a new tab)

Each source counts differently. See our Minnesota data page.

Cold water

The DNR says over 30 percent of boating fatalities in Minnesota happen in cold water with a victim not wearing a life jacket (opens in a new tab), and that falls overboard and capsizing are still the most common causes of boating deaths. Cold water kills in stages, and most people die long before they become hypothermic (opens in a new tab).

If you go in:

  • Wear your life jacket so you can float through the first gasping minutes.
  • Stay with the boat and try to climb back in or on top of it.
  • Don't swim unless it's to a nearby boat or floating object.
  • Keep your boots and clothes on. Most clothing floats for a long time.
  • Pull your knees up into the heat escape lessening position (H.E.L.P.).

Read cold water shock and what to do if you fall overboard.

Ice safety

The DNR is direct: the DNR does not measure ice thickness on Minnesota lakes (opens in a new tab). Your safety is your responsibility, so check often as you go. Ice seldom freezes evenly. It can be a foot thick in one place and an inch or two a few feet away. Ice over moving water, near streams, bridges and culverts, and on the outside bends of rivers is weaker. Ice near shore can be weaker too.

DNR guidelines for new, clear ice:

Ice thickness Guideline
Under 4 inches Stay off (opens in a new tab)
4 inches Ice fishing or other activities on foot
5-7 inches Snowmobile or small ATV
9-10 inches Small car or SUV

White "snow ice" is only about half as strong as new, clear ice (opens in a new tab), so double these numbers on white ice.

Most through-the-ice deaths are drownings. Of the ice-related deaths the DNR has tracked since 1976, only 5 have been a result of hypothermia (opens in a new tab). If you fall in, the DNR says to keep your winter clothes on, turn back the way you came, use ice picks to pull yourself out, and roll away from the hole. More in ice thickness safety and falling through ice.

Rivers

On the St. Croix and Namekagon rivers, the National Park Service warns that water levels can change daily (opens in a new tab), and says children under 13, including infants, are required to wear life jackets there. Tubes count as vessels.

Minnesota boating law

Minnesota is phasing in a watercraft operator's permit. Since July 1, 2025, it has been required to operate a motorboat or personal watercraft for people 12 and older born after June 30, 2004. The DNR says the requirement extends to people born after June 30, 2000 (from July 1, 2026) (opens in a new tab), after June 30, 1996 (from July 1, 2027) and after June 30, 1987 (from July 1, 2028). People without a permit may operate with an accompanying operator on board, and motorboats of 25 horsepower or less that are not personal watercraft are exempt. Check the DNR boater education law page (opens in a new tab) each year as the rule expands.

Federal law requires children under 13 to wear a life jacket on a moving boat (opens in a new tab). This is a summary, not legal advice.

What you can do today

Tools and printables for this guide

Interactive tool

Cold water and the 1-10-1

Enter a water temperature to see the cold water risk, and learn the 1-10-1 memory aid with the National Center for Cold Water Safety’s caution.

Interactive tool

Life jacket finder

Find the right life jacket size, style and label level by weight, age, swimming ability and activity, based on U.S. Coast Guard guidance, plus a fit check.

Printable

Cold Water Safety

A poster on cold water shock: why water below 70°F needs caution, what to wear, what to do if you fall in, and how to help someone from shore.

Printable

Lake, River and Open Water Safety Checklist

A one-page checklist for lake, river and pond days: where to swim, life jackets, feet-first entry, currents, alcohol, storms and getting help.

Sources

  1. Cold water (opens in a new tab) Minnesota Department of Natural Resources
  2. Ice safety (opens in a new tab) Minnesota Department of Natural Resources
  3. General ice thickness guidelines (opens in a new tab) Minnesota Department of Natural Resources
  4. Ice fatality statistics 1976-2025 (opens in a new tab) Minnesota Department of Natural Resources
  5. What if you fall in? (opens in a new tab) Minnesota Department of Natural Resources
  6. Preliminary 2025 Minnesota Boating Incident and Drowning Summary (opens in a new tab) Minnesota Department of Natural Resources, 2026
  7. Boater education law (opens in a new tab) Minnesota Department of Natural Resources
  8. Safety (Saint Croix National Scenic Riverway) (opens in a new tab) National Park Service
  9. Drowning Data (Drowning Deaths by State, 2018-2021) (opens in a new tab) CDC
  10. Recreational Boating Statistics 2024 (opens in a new tab) U.S. Coast Guard
  11. Life Jacket Wear / Wearing Your Life Jacket (opens in a new tab) U.S. Coast Guard Boating Safety