Key takeaways

  • Lake Michigan has dangerous currents, especially near piers and breakwalls. Swim at least 100 yards away from them.
  • In Chicago, swim only at beaches when lifeguards are on duty, 11 am to 7 pm in beach season. Swimming anywhere else on the lakefront is prohibited.
  • When you see whitewater, waves are at least 3 feet and dangerous currents may be present.
  • In Illinois, no one under 10 may drive a motorboat, and anyone born on or after January 1, 1998 needs a boating safety certificate for boats over 10 horsepower.

On Illinois's Lake Michigan shore, swim only at a beach with lifeguards on duty, stay far away from piers and breakwalls, and stay out when you see whitewater. Lake Michigan looks like a calm inland lake on many days, but it has waves and currents that drown strong swimmers.

Illinois drowning and boating numbers

15 deaths

in recreational boating incidents in Illinois in 2024, out of 68 reported incidents (U.S. Coast Guard).Source: uscgboating.org (opens in a new tab)

CDC counts drowning deaths of Illinois residents; the Coast Guard counts all deaths in reported boating incidents. See our Illinois data page.

Lake Michigan's dangerous currents

The National Weather Service's Great Lakes beach safety page explains the hazards:

If you are caught in a current near a pier, the Weather Service advice is to get the attention of people on the pier, try to reach a ladder, and float to save energy. If you want to help, throw a life ring or something that floats. Learn more in rip currents.

Chicago beaches: lifeguards and rules

The Chicago Park District manages 26 miles of open and free lakefront (opens in a new tab). Its rules:

Emergency

Call 911 if someone is in trouble in Lake Michigan. The Weather Service says to know the address of the beach (opens in a new tab) so you can tell 911 where you are. Throw a life ring if one is close. Don't go in after them.

Illinois boating rules

From the Illinois Department of Natural Resources (625 ILCS 45/5-18):

  • No person under 10 years of age may operate a motorboat (opens in a new tab), including personal watercraft.
  • Ages 10 and 11 may operate a motorboat over 10 horsepower only under direct on-board supervision of a parent, guardian or designated adult 18 or older.
  • Ages 12 to 17 need a valid boating safety certificate, or that same on-board supervision.
  • Anyone born on or after January 1, 1998 needs a boating safety certificate to operate a motorboat over 10 horsepower. Supervising adults born on or after that date need one too.

Federal law requires children under 13 to wear a life jacket on a moving boat (opens in a new tab). This is a summary, not legal advice. Check IDNR before you go.

Official Illinois resources

What you can do today

Tools and printables for this guide

Interactive tool

Rip current trainer

Learn to spot a rip current, put the National Weather Service escape steps in order, and practise how to help someone safely from the shore.

Interactive tool

Beach warning flags decoder

What do red, yellow, green, purple and double red beach flags mean? Tap a flag for its meaning and what to do, then test yourself with a practice round.

Printable

Beach Safety Checklist for Families

A one-page beach checklist: swim near a lifeguard, read the flags, spot rip currents, stay away from piers and jetties, and know how to escape and help.

Printable

Rip Current Safety

A poster on rip currents from National Weather Service advice: how to spot one, how to escape (relax, float, swim along the shore), and how to help someone.

Sources

  1. Beaches (opens in a new tab) Chicago Park District
  2. Great Lakes Beach Safety (opens in a new tab) National Weather Service
  3. Boating Safety Education (opens in a new tab) Illinois Department of Natural Resources
  4. Drowning Data (Drowning Deaths by State, 2018-2021) (opens in a new tab) CDC
  5. Recreational Boating Statistics 2024 (opens in a new tab) U.S. Coast Guard
  6. Shoreline Mileage of the United States (opens in a new tab) NOAA Office for Coastal Management
  7. Life Jacket Wear / Wearing Your Life Jacket (opens in a new tab) U.S. Coast Guard Boating Safety